Budgeting Re-Invented
ProActive Budget combines both a phone budgeting app with a pre-paid spending card. Budgets, or categories, are created on the app which act like "mini bank accounts”. The cards balance is always zero until a user selects a category. Once selected, that categorys funds move onto the card for spending. This method creates a perfect digital Envelope Method budgeting system with no overdrafts and acts just like cash envelopes.
No Pending transactions
No Guessing if you have enough money
No Overdrafts
No Guilt - budgeting as easy as spending
OTHER BUDGET SYSTEMS FAIL BECAUSE THEY ARE...
* REACTIVE - Trying to control your money after youve spent it is useless. Its too late. The decision is in the past. Control only exists in the moment before the purchase.
* NOT REAL MONEY - Spreadsheets and tracking systems are just numbers on a page. But...you can always spend your Bank Balance and mess it all up.
HOW IT WORKS:
With cash, to spend from a category, you have to open your wallet and select which category youre going to pull from. ProActive works the same way with the App and Card system.
1. ENTER PIN - Quickly access your money via a 4 digit secure PIN just like an ATM
2. TAP CATEGORY - Choosing the category you wish to spend from is paramount to budgeting. Once you tap, money is then moved onto the card ready for spending.
3. SWIPE CARD - When a transaction comes through, it is immediately deducted from that categorys balance. The card is then De-Activated, keeping you safe.
SAFE & SECURE
* Zero Balance - Until you activate a category on the phone app the Default Card Balance is ZERO leaving thieves with a plastic card and no money. Its that simple.
* Secure PIN - In addition to your phones own security, each App requires a four digit personal identification number (PIN) to login and activate categories.
SYNC WITH FAMILY
* Get a "companion card" and share the system.
* Reward kids for chores or help pay for school. Get them their own cards and easily transfer money digitally to their cards.
Use anywhere VISA is accepted.
**Bugs, Feature Requests? email us at [email protected]